Construction Loans Up to $1.7 million

The Capital Advantage

  • Loan amounts up to $1,750,000
  • Loan amounts up to 90%* of the appraised value on single family, owner occupied, full income documentation, conforming loans. 
  • Land purchase may be included in the construction loan, up to 75% of the lot purchase price 
  • Fast pre-qualification, typically within 3-5 business days
  • Loans are available to borrowers with excellent to less-than-perfect credit
  • 1- to 4-family homes preferred, see Multi-Family for more than 4 units
  • 12-month construction term (longer terms considered on an exception basis)
  • Interest-only payments based on funds advanced
  • Well Qualified buyers can enjoy More Home. More Upgrades, Lower Down Payment, and Lower Monthly Payment.

Express Approvals need:

  • Two year Tax returns
  • Two year W2’s, 1099, etc.
  • Two Months Bank Statement