Capital Lending, Inc. Home Loan Mortage Lender

Buying or Building a Manufactured or Modular Home.

Low Down 3.5% down Payment

“construction-to-perm” home, or one-time close mortgage? Low down payments of 3.5 percent are available to home buyers.
The FHA also does not require stringent of a credit qualification as other one-time close mortgages. The down payment can also count toward the land purchase.

Apply now to get started on your Manufactured Modular and Mobile Loans. Fast and easy Pre-Approvals

Capital Lending Inc Holds a Google 5 Star Reviews for customer service.

In-Park financing with or without land!

• We finance SINGLEWIDES (14’ wide or larger), DOUBLEWIDES, and TRIPLEWIDES PURCHASE, REFINANCE, ALTERNATIVE INCOME, SECONDARY HOUSING, and INVESTMENT PROPERTY programs.
• CHATTEL (Home Only) or LAND HOME combination loans available
• Up to 95% LTV before fees on Owner Occupied, Full Doc loans.
• Up to 80% LTV before fees on Alternative Income, Secondary Housing, and Investment Properties.

Refinancing

DEBT CONSOLIDATION and HOME IMPROVEMENT programs available (based on equity and customer qualification).

Alternate income is not available on Equity Loan Programs.
Age of home 1976 and newer.
Permanent foundation not required.
No surveys or inspections required.
CLOSING COSTS can be financed.
Fixed Rates & No Pre-Payment Penalties.

Rates typically range from 7.99 to 18% depending on credit quality, ltv, loan amount and collateral type (CHATTEL HOME )
600 minimum credit score is required on all three major credit bureaus. Credit scores 600 or less requires a minimum down payment of 40%.